the appointment of someone of the caliber and the deep knowledge of Africa represented by Russell Feingold adds to that and will, indeed, contribute to our efforts to assist in resolving the situation.

I think both the proposals made by my friend from Maine are commonsense items that will improve the Marketplace Fairness Act. As this bill moves through the legislative process, I suggest my colleagues on both sides of the aisle--and in…

It's troubling to see their disappointment sometimes morph into resentment against the United States.

The appointment of former Senator Feingold as a special envoy for the Great Lakes I think is a strong additional signal of U.S. interest in the Great Lakes region.

We cannot always respond as they wish. But when we vindicate their faith in us by defending the ideals we share with them, we emerge stronger and better able to advance our national interests.

I think Senator McCaskill's point is exactly on point.

I hope the hearing today will provide the Committee some answers to the things credit reporting agencies are doing on a proactive level to try to eliminate errors.

What are we going to do about this? What do we need to do to shut this down?

I think we're going to have a great working relationship during this Congress trying to do our very best work in the area of protecting consumers primarily.

I'm going to start a tradition on this committee.

You've got to be kidding.

Do you see any reason why we shouldn't include a free credit score with the free credit report?

Most of the lenders--I think FICO is the most commonly used score.

It is one of my frustrations that in some ways the FTC has jurisdiction and so does Consumer Finance Protection Bureau.

Shouldn't we have--you need to let us know how we need to correct the legislation to stop this.

The question is how do you build incentives so that in fact consumers are the customers.

I think it is inappropriate for a company to continue to be less than forthcoming that what they are gathering your data for and selling it and making you wait 2 days and making you give your e-mail is something that is immediately…

But seriously, you won't fix it if you're not going to be monetarily punished.