They discriminate against the small saver, who often lacks sufficient funds to purchase market-rate securities which are available to the large investor.

It is particularly unconscionable for the Federal government to prohibit small savers from receiving the return on their deposits that is available to large and sophisticated investors.

The actions I am recommending today will help assure a steadier flow of mortgage credit for homebuyers.

Our partnership has acquired a new dimension as a result of the impressive growth in strength and influence of the Federal Republic.

The relationship between the Federal Republic and the United States has gathered strength and dynamism over the years.

This country must continue to provide its many ethnic groups with the opportunity to contribute.

The present rate ceilings are costing the American people billions of dollars in lost interest annually.

We must reaffirm our commitment to eliminate these residues of prejudice and bigotry.

I am today recommending that the Congress enact comprehensive financial reform legislation.

It is important that we recognize these singular benefits and encourage their perpetuation.

The Basic Law has proved itself throughout a difficult and challenging generation of reconstruction and growth as the foundation of one of the most stable and flourishing democratic states in the world.

I wish to extend to you and to the people of the Federal Republic the very best wishes of the United States of America.

The financial marketplace is becoming adept at creating new investment alternatives, such as money market mutual funds.

I shall ask the Congress to provide that through an orderly transition period all deposit interest rates be permitted to rise to market-rate levels.

I ask that all Americans reflect on the Hispanic heritage of our Nation.

I am asking that the Congress permit an orderly transition to a system where the average depositor can receive market-level interest rates on his or her savings.

Hispanics have played a central role in our country's development.

I can't imagine any circumstance under which those vested retirement funds would be lost to you.