But on the other hand, you have to perform and you have clearly performed or they wouldn't be coming back to you.

What I heard from the three of you coming from different tribes, different experiences, was that not only does this program work... but what it has delivered are a series of intangibles that are perhaps difficult for an IG.

The work you and your Colleagues have done over the years have improved the lives of Native Americans.

there needs to be more support of the program.

We appreciate the efforts of our elected representatives, Senators Murkowski and Begich, and Congressman Young.

I guess the question is--certainly I am not familiar with anybody trying to exclude ANCs 100 percent from the program.

Shouldn't we allow these regulations an opportunity to work, to go into effect, to play out?

There is no such thing as an Alaska Native Corporation 8(a) Program.

I appreciate that.

If reforms are needed to ensure that the Indian 8(a) Program achieves its objectives, let's get them out on the table.

What percentage of FHA's insured loans are delinquent at this point?

we simply must resolve this issue.

At your previous appearance before this subcommittee, you recommended a reduction in the loan limit from $729,750 to $625,000.

It is the height of irresponsibility if Government is allowed to shut down, and would represent a colossal failure that would reflect poorly on everyone involved.

My final question, because I know that we do need to adjourn, concerns the capital reserve ratio.

I want to associate myself with the comments that have been made, to express my great concern on what the real-life impact is if Government is unable to function.

I know that, last week, you testified before the Judiciary Committee, and were asked about our report, and discussed the improvements FBI has undertaken in response to our recommendations.

Significantly lower than what?