Before the lawsuit, the court determined that FEMA was not following due process, whatever that might mean in this circumstance.

Thank you. Again, I want to thank you all for being here.

I am very proud of the American military, and our search and rescue folks, and the various other experts that we have been sending over there to try to help them in their time of need.

Right. And so are you confident that the new procedures are better?

Is anybody analyzing how much it costs the government to try to recoup this money?

There is an applicant who appears to owe $28,800, and the reason given is that he applied to receive assistance for a property that was not his primary residence.

Is the bulk of that in Louisiana?

It is absolutely critical that we also work to ensure that Federal Government resources are distributed more efficiently in the aftermath.

I think FEMA is doing much better. They have a better, more robust emergency management system.

But what you are saying is you are very pleased with the changes that have occurred.

And are you finding incidents of fraud in this arrangement?

And do you feel that SBA has taken the steps necessary to clean that up?

I know all of my colleagues are lifting up the people of Japan in their prayers and their thoughts, and we are trying to find ways to help them.

Do you have any thoughts on why there are so many improper payments?

I am not going to stand by and let honest people in Arkansas, Tennessee, or Louisiana be prosecuted for fraud.

In other words, I am clarifying that had they done this within 30 days and just cut a check, they would not have any interest payment.

Have you all done any sort of analysis of how your collection efforts might be impacting the people involved here?

I am going to do everything I can to make sure that does not happen.