Thank you, Mr. Chairman. Mr. Chairman, let me first thank you, Senator Graham, and Senator Cornyn for your leadership on this extraordinarily troubling issue.

I am concerned, however, about the problems that occur after the men and women come home from deployment or after they have been discharged.

the whole country understands the tremendous challenges that HUD has before it with the unprecedented housing crisis now engulfing the Nation.

I think what America is looking for first are lower energy prices that are stable.

I am a promoter of nuclear energy and power for this country.

Yes, Mr. Klein, I am very impressed with your grasp of this issue.

this report is as much an indictment of what went wrong as a blueprint to move forward

I think our government, if it wanted to, could look and find models that actually work and do both at the same time.

I really do believe that while we do need to stabilize the rental market and expand it, we should always have an opportunity or a pathway to homeownership.

What I am trying to communicate here is nothing about this is normal, and we need to have some flexibility or some modifications so that when these disasters happen, you take your normal government programs, but apply a screen of what a…

So I hope you will take back to this new President that message, and to Secretary Donovan...

Nuclear meets all of those objectives and must be pushed forward with great haste.

that the lawyers required those homeowners to pay in full their small business loan back, which to me defeats the whole purpose of the grant.

If we are given the authority and the financial resources, yes, we are the agency that can do it, can do it well, and can do it quickly.

Most people, if given the chance, can really begin to move themselves firmly into the middle class.

I think you raise a very important point which programs do not seem to really recognize that many of those families...

Do you understand the dilemma that some families are in that were homeowners--not homeless people, but homeowners.

I just cannot tell you how upsetting it is to homeowners who were literally washed out of their homes...