Buying a home is a critical part of the American dream. Because of higher prices and higher mortgage rates, this dream is out of reach for an increasing number of Americans.

So now is the time to think creatively about how to help families purchase their first home.

I want to thank you for that.

the more requirements that are placed on them by us, federally, the harder it is for them to spend the time, the paperwork, to do those small mortgages

The Congress, both under the last Administration and under this one, has embarked on an irresponsible spending spree.

I would ask you to provide that to the Committee so that we can go through and have a better inventory.

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

I think that is a really smart idea.

So I think it is important that we talk about how we can get past this and find alternative housing financial products like land contracts and lease-to-own agreements that have fewer hurdles and that do not protect consumers adequately.

I think that is a really smart idea.

the more requirements that are placed on them by us, federally, the harder it is for them to spend the time, the paperwork, to do those small mortgages

So now is the time to think creatively about how to help families purchase their first home.

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

I would ask you to provide that to the Committee so that we can go through and have a better inventory.

The Congress, both under the last Administration and under this one, has embarked on an irresponsible spending spree.

Buying a home is a critical part of the American dream. Because of higher prices and higher mortgage rates, this dream is out of reach for an increasing number of Americans.

I want to thank you for that.

The housing gap has widened as the demand for housing is outpacing new construction.

I could not agree more with my colleagues, and the need to pass NAHASDA and so many other essential housing bills.

Lack of safe, affordable, and available housing impacts communities across Wyoming, but especially on the Wind River Reservation.

Lack of safe, affordable, and available housing impacts communities across Wyoming, but especially on the Wind River Reservation.

The housing gap has widened as the demand for housing is outpacing new construction.

I could not agree more with my colleagues, and the need to pass NAHASDA and so many other essential housing bills.

In many cases, multigenerational families are overcrowded in homes.

In many cases, multigenerational families are overcrowded in homes.