Cynthia M. Lummis: “We must modernize our enforcement rules to match the size and complexity of banks with billions of dollars in assets.”

Buying a home is a critical part of the American dream, and that dream is out of reach for an increasing number of Americans because of high prices and high mortgage rates.

This hearing has just been really enlightening, and I am really grateful to you for holding it.

So you are talking about places that have extraordinary insulation needs because of our cold winters.

So if your ultimate goal is to provide real consumer protection, shouldn't the SEC withdraw Staff Accounting Bulletin 121 to allow banks to provide custody?