Cynthia M. Lummis: “We need to strengthen our financial watchdogs' ability to impose fines, ban bad actors from the banking industry.”

Thank you, Mr. Chairman.

Buying a home is a critical part of the American dream, and that dream is out of reach for an increasing number of Americans because of high prices and high mortgage rates.

This hearing has just been really enlightening, and I am really grateful to you for holding it.

Having access to both clean drinking water and wastewater infrastructure is a necessity for communities in this day and age.