Cynthia M. Lummis: “Thank you, Mr. Chairman.”

I want to thank you for that.

this hearing has just been really enlightening, and I am really grateful to you for holding it.

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

So I think it is important that we talk about how we can get past this and find alternative housing financial products like land contracts and lease-to-own agreements that have fewer hurdles and that do not protect consumers adequately.