This is a nonpartisan approach. I have everyone from myself and Josh Gottheimer in this committee...

It is imperative that we look reality in the eye and adapt the Bank to the present day.

The Export-Import Bank can trace its origins back to the 1930s.

During your time at HUD, you have been willing to take on a few tough fights, and I want to speak to the example of the suit that, under your direction and leadership, HUD filed against the New York City Housing Authority.

HUD was created more than 50 years ago by President Lyndon Johnson who intended the new agency to be a major tool in combating poverty.

I just want to ask you: Do you currently have within your capacity, the staff, the necessary ingredients to get these rules enacted in a timely fashion?

I have never seen such a timely interagency response, and I am grateful for that.

As a matter of congressional oversight of the implementation of public laws, that ongoing process is the insurance that we will have faithful implementation of our laws in a way that conforms with congressional intent.

Dodd-Frank was sold as an answer to consumer protection and financial stability. But it has resulted in increased costs for financial institutions and more headaches and paperwork for Americans.

The increased costs for complying with these hollow disclosures will only stifle growth and discourage more companies from going public, ultimately hurting American workers and mainstream investors.

The American economy is strong. We had an unexpectedly high economic growth rate for the first quarter with 3.2 percent.

So let me be clear, there is no place for discrimination, period.

I am opposed to any potential overreach by Congress that diminishes a State's right to regulate insurance.

This legislation you drafted as a subject of today's hearing raises serious concerns about the funding for publicly assisted rural and Native American tribal affordable housing projects.

First, I am encouraged, Madam Chairwoman, that you agree with committee Republicans that barriers to advancing and promoting affordable housing at the local level are important topics worthy of debate and consideration.

We shouldn't just be funding old models, we should be looking at the newest innovative models and the current models that actually work and get the most bank for the buck.

Misguided regulation--in fact, misguided law often limits access to credit in a way that is not in the best interest of borrowers.

In particular, we need to find solutions to assist and partner with local communities who struggle to address affordable housing.

We need to give them the means, the mechanism, and the opportunity to get back into the workforce...

Thank you, Chairwoman Waters. I thank you for holding this hearing on the very important subject of housing.

We cannot let these false compromises or false promises that socialism would cure the ills of society become mainstream.

You are not in the student loan business because you cannot compete with a government monopoly.

We need to put socialism on trial and do it today.

You are not in that business because you can't compete with a government monopoly.

I think it is wrongheaded.