Our capital markets are decaying. The average age of listed stocks is getting older and yet, we have fewer stocks.

Our capital markets are decaying.

Achieving fairness in housing entails several dimensions that should be a shared goal.

As we look at this issue, we have to be aware of housing shortages generally in rural areas, particularly for families living below the poverty line.

I think we all agree--I hope we all agree--that we need the Fair Housing Act.

there is a shortage of workforce housing in rural areas.

we have to be aware of housing shortages generally in rural areas, particularly for families living below the poverty line.

I would also like to thank Ranking Member McHenry and all of the members of the committee for welcoming us here today to discuss full and effective enforcement of the Fair Housing Act.

There is a shortage of workforce housing in rural areas. This is an issue of concern in my district, in my State, and across the United States.

If this sort of tactic to start the hearing without starting the hearing is because we have more Members on the Republican side than the Democrat side, I would give the Chair assurances that it is not our intention to adjourn.

Regulation Best Interest is a simple concept that addresses a very complex problem.

By setting the investors' best interest as the overarching standard of conduct, Reg BI ensures that customers will not only have unfettered access and choices, but they will be protected by a significantly heightened standard of care.

These are the simple but extremely effective tools of Reg BI, which guarantee that the best interests of Main Street investors are put first.

The future solvency of NFIP needs to be addressed in any legislation this committee considers.

These are some of the most pressing issues facing our country and the world, and I am excited for the opportunity this Congress presents to confront them head on.

What worked in the Lyndon Johnson era doesn't really work in 2019.

So tell me what that should be, then? As a policymaker, what should I be driving for?

This provision will give policyholders the freedom to choose the best flood policy insurance option for themselves.

I want to talk about data. Because we have within counties, we have within parts of our government precise data.

I would like to thank Chairwoman Waters for creating this new Subcommittee on National Security, International Development and Monetary Policy.

It is imperative that we modernize our efforts to combat financial crimes because our adversaries will continue to modernize theirs.

The straightforward bill provides needed transparency by requiring companies in the United States to disclose the financial beneficiary in order to prevent criminals and wrongdoers from exploiting their status as a company for criminal…

I am convinced that there is no better issue to start our subcommittee's work than a discussion of policies to detect and deter these financial crimes.

I am also happy to see that the committee will be considering Congresswoman Maloney's bill, which I know she and her team have worked very long and hard on.

Low-income Americans should not be required to foot the bill for the flood insurance premiums of wealthier individuals.