Patrick McHenry actually said...

"But it seems to me a lot of the focus is just on urban America. I would like to be able to expand that out a little bit to rural America."

"Today, the CRA is an analog approach in a digital world."

"we have 13 million-plus people who are unbanked or are underbanked in the country, and a lot of those are probably in areas much like mine."

"But this technology shift is something I am really interested in."