But either way, the distribution is going to a relatively small number of people, and the tax code incents any of us who can to take advantage of that.

the defined contribution plans, really, right now on the data that is out there, just do not show up as a significant force.

That is your Social Security check for many people.

What does your company, Mr. Utkus, say about the importance of Social Security?

Is implicit in that that they will no longer--I mean, is part of this the whole issue of the unbanked, that they will not go to the payday lender.

I am 63 years old. I just have to stay alive another year and a half so I can get health insurance, so I can get Medicare.

For too many, it is the private retirement system that is not working.

One reason I want to raise the minimum wage is because I do not really buy that every one of those fast food workers is going to graduate to a better, and better, and better job and make $50,000 a year, $40,000.

We know that there is a growing retirement crisis in the United States.

And the amount suggests more security to many people than it really is.

They have a higher percentage of defined benefit, DB, plans.

one of the tragedies of this whole discussion is that the equity people had in their homes 5 years ago or 10 years ago has largely evaporated, or worse.

We sent a letter to Chinese President Xi Jinping urging him to end the crackdown on rights advocates in China.

I appreciate the words of Senator Hagan, who has been a leader in the Senate on issues for our veterans, for their health care and Camp Lejeune and so many other ways, looking out for pensions and health care for those who have earned it…

It is important we lead, and I urge all of you in positions to do this to move quickly and decisively.

I ask unanimous consent the order for the quorum call be rescinded. The PRESIDING OFFICER (Mr. Coons). Without objection, it is so ordered. State of the Union Address

yesterday at the State of the Union Address by the President, I asked to join me--each Member of the Senate gets a pass, a gallery pass for a spouse or constituent or someone--I asked Elizabeth Dandridge, a Head Start teacher from…

it has been almost 1 month since Senators and House Members went home and failed to extend unemployment insurance, a lifeline for 1.6 million Americans. In my home State of Ohio, 52,000 have lost their unemployment benefits--people who…

I ask unanimous consent to speak for up to 10 minutes as if in morning business. The PRESIDING OFFICER. Without objection, it is so ordered. Extending Unemployment Insurance

I always appreciate the comments of Senator Murkowski, who is always thoughtful and works across the aisle. I appreciate the work she does. Mr. President, I rise briefly, joining with Senator Blumenthal of Connecticut and Senator Merkley…

I have written two letters to Ambassador Froman, spoken to him personally, spoken to the President's Chief of Staff about this, regarding my concerns related to tobacco and the Trans-Pacific Partnership.

Just a reminder, as my colleagues love to cite Smoot-Hawley and how that caused the Depression--and Senator Hatch did not exactly say that, I understand.

Should a company like yours have the right to go into Guatemala and undertake litigation to weaken their public health laws?

The Fed's proposal yesterday was a timid step. It was too slow in coming.

How are we going to begin to exercise effective oversight when this information is simply not forthcoming?