if there is no further business to come before the Senate, I ask unanimous consent that it adjourn under the previous order. There being no objection, the Senate, at 6:47 p.m., adjourned until Wednesday, January 30, 2013, at 9:30 a.m…

last week the House of Representatives passed a plan to prevent the risk of another credit rating downgrade. By ensuring that the United States will not default on its obligations, the House made the responsible decision to stop playing…

I ask unanimous consent that the Senate proceed to the consideration of S. Res. 20, submitted earlier today. The PRESIDING OFFICER. The clerk will report the resolution by title. The legislative clerk read as follows: A resolution (S. Res…

I understand there is a bill at the desk, and I ask for its first reading. The PRESIDING OFFICER. The clerk will read the bill by title for the first time. The legislative clerk read as follows: A bill (S. 177) to repeal the Patient…

I ask unanimous consent that Bryan Seeley, a Department of Justice detailee on the Judiciary Committee staff be given Senate floor privileges for the remainder of calendar year 2013. The PRESIDING OFFICER. Without objection, it is so…

I ask unanimous consent that the resolution be agreed to and the motion to reconsider be laid upon the table, with no intervening action or debate. The PRESIDING OFFICER. Without objection, it is so ordered. The resolution (S. Res. 20) was…

I now ask for a second reading and, in order to place the bill on the calendar under the provisions of rule XIV, I object to my own request. The PRESIDING OFFICER. Objection having been heard, the bill will receive its second reading on…

I ask unanimous consent that the Judiciary Committee be discharged from further consideration of S. Res. 14, and the Senate proceed to its consideration. The PRESIDING OFFICER. Without objection, it is so ordered. The clerk will report the…

I ask unanimous consent that the resolution be agreed to, the preamble be agreed to, and the motions to reconsider be laid upon the table, with no intervening action or debate. The PRESIDING OFFICER. Without objection, it is so ordered…

I ask unanimous consent that when the Senate completes its business today, it adjourn until 9:30 a.m. on Wednesday, January 30, 2013; that following the prayer and the pledge, the morning hour be deemed expired, the Journal of proceedings…

I rise today to celebrate the career and the calling of a remarkable Ohioan and a close friend, the Reverend Dr. Linwood H. Chamberlain, Jr. Our Pastor Woody and his wife Peggy are important to Connie and me and to our whole community in…

I ask unanimous consent the Senate recess until 2 p.m. to allow for caucus meetings today. There being no objection, the Senate, at 12:21 p.m., recessed until 2 p.m. and reassembled when called to order by the Presiding Officer (Ms…

on Sunday, we confirmed Carol Galante as the new Commissioner of the Federal Housing Administration, FHA. I want to thank my 19 Republican colleagues who supported her nomination. It was an important step forward for FHA. I give a special…

I thank the senior Senator from Illinois, the assistant majority leader. I concur in the remarks Senator Durbin just made, especially about the vote last night. The primary thing we did was we spared that $2,000 tax increase for so many…

I ask unanimous consent the period for morning business for debate only be extended until 3 p.m., with Senators permitted to speak for up to 10 minutes each. The PRESIDING OFFICER. Without objection, it is so ordered.

I thank the Senator from Tennessee, who is a valued member of the Banking Committee. I thank him for his comments in support of Ms. Galante's nomination, and I appreciate some of the criticisms Senator Shelby offered. I wish to answer a…

While the water levels are at historic lows in Lakes Michigan and Huron, Lake Erie, which my State borders, also has water levels below its long-term average. Because the Great Lakes navigational system is interconnected, with shipments…

The three bureaus make the great preponderance of their--the revenues for the three bureaus overwhelmingly come from the financial institutions, not from the consumer, correct?

I do not think you meant to say no employer uses it for every job?

This may be our last hearing together like this on the Subcommittee, as Senator Corker moves on to bigger and better things.

Americans, as we know, depend on access to credit to fund our education, purchase homes, to run their businesses.

Thank you, Mr. Stone.

One of the challenges we have is credit repair is flooding the mail-based system.

Is it a fair statement to say that consumers must provide evidence when they challenge a credit score, but that creditors are taken at their word?

I think it was a good idea that was put into the law in 2003 and it is one that consumers are beginning to take up.