I have proposed my own comprehensive action plan that will address all aspects of the housing market.

I believe that America's middle class spirit, that hope for a better life, is still alive in the hearts of every family here in Plainfield and across the country.

It seems to me that after hearing the testimony, it should be clear that there is a great deal the Government can do beyond what we are--where we are at to help foreclosures by keeping people in their homes with mortgage modifications…

I agree with you on that, which is why we fought the House provisions that eliminated all the funding and got a fair amount restored.

Well, I know I wrote several letters to the New Jersey Housing and Mortgage Finance Agency saying you have the slowest start in the Nation.

Every single program that has been discussed here today requires a counselor for a home buyer.

The FHFA has shown a dismal lack of initiative in the housing crisis and needs to be far more aggressive in taking steps that could both help homeowners and taxpayers.

It has long been our top priority in the Housing Subcommittee that I am privileged to chair to restore the housing market to full health so that we can get the broader economy moving more quickly.

I have introduced a bill that basically promotes shared appreciation mortgages at the FHFA and FHA as a creative solution to the housing crisis.

Foreclosure is the worst possible outcome in almost all instances. It is the most costly.

if we're going to be providing billions of dollars, then what is the commitment, the concurrent commitment, here?

For my friends at the State Department, the charts that are displayed here show the demographics of America after the 2010 census.