A downpayment standard of 20 percent could push 60 percent of all creditworthy borrowers out of the market.

Congress needs to support large-scale models like the Resolution Fund.

Homeowners should have the benefit of a single point of contact for loan modifications to ensure continuity and certainty in finding their way through what is inevitably, no matter how many safeguards we implement, an emotionally difficult…

cutting housing counseling funding is a huge mistake when we have record numbers of foreclosures

we have requested $215 million for the Neighborhood Reinvestment Corporation to rehabilitate and preserve existing buildings

Thank you for your tireless efforts to advance a comprehensive housing plan designed to keep people in their homes, to fill vacant homes, and to save our neighborhoods.

I would hope that they, from this point forward, will be encouraged, please, Senator, to do so.

I just want to make sure that, after having fought at a Federal level for the equivalent of what we call here the New Jersey Homekeeper Program.

That is one of my challenges with Mr. DeMarco, because his idea of conservatorship is, I think, outside of where we need to be.

Thank you for this opportunity to speak with you today about New Jersey Community Capital (NJCC) and the role we play in saving New Jersey's neighborhoods from foreclosures.

I have introduced the American Homeownership Preservation Act of 2012

Without a Fannie or Freddie, I would have never, at the end of the day, bought my first home.