Now, the House has addressed changing the 500-shareholder threshold for community banks and nonbanks in separate bills.

we would be taking out of the housing market at a critical time in which the housing market is already facing enormous challenges a key component of being able to help a large universe of people who can be responsible borrowers

if you live on the coasts of this country, which have a huge amount not only of the land mass but the population mass of the country, the reality is that costs for homes are simply much higher than that

I often hear, as I listen to community banks who tell us that their regulators often speak to them in a different way than we speak to them--we are saying we would like to see responsible lending, not speculative lending but responsible…

Earlier this year I introduced the Shareholder Protection Act with several of my colleagues to disclose corporate spending in elections in the wake of what I believe is a misguided decision on Citizens United.

Many large companies--Microsoft, Wells Fargo, Merck, Aetna--have already taken steps to disclose their political expenditures, and to me it illustrates the ease in which it can be done.

I hope the SEC believes that this type of disclosure would be helpful for investors.

I authored Section 953(b) of the Dodd-Frank legislation which requires publicly listed companies to disclose the pay of their median worker compared to the pay of their CEO.

So it seems to me that if we were looking at how do we deal with mitigation if we were looking at a more aggressive borrower outreach and response, which we have written letters to you about and which Freddie Mac has not been responsive…

As the Housing Subcommittee Chair, we have taken a particular interest in stopping foreclosures on military families.

If the public policy in one universe is to protect servicemembers at the end of the day from such high-interest fees and charges, is there a public policy reason not to extend that to this broader universe for servicemembers?

I am concerned that there is a universe of borrowers who, in fact, can be responsible borrowers, but at the end of the day, without the guarantee of a 30-year fixed mortgage ends up eliminating the opportunity for them to be a responsible…