"So this is mainly a rewrite about technology and a dramatically changed footprint for banking?"
"Has much changed in banking since 1995?"
"I applaud you and FDIC Chair McWilliams for your efforts to reform and modernize the Community Reinvestment Act."
"What makes up a community? Not just homes, but also businesses, also services, places for jobs."
"Give us solutions on how you can make it better, okay?"
"Enacting counterproductive regulatory and zoning laws which decrease the amount of housing that can be built causes housing costs to skyrocket."
"We want to make things better. That is the struggle, is how to make things better."
"I applaud the OCC and the FDIC for proposing a CRA reform package. I am dismayed that the Federal Reserve has been dragging their feet and won't participate in this process."
"The data show that California alone is responsible for almost half of the nation's unsheltered homeless population--half."
"This was a huge problem. I know a number of banks in my district that were not allowed to expand."
"If we want to fight inequality, let's build more housing so that low-income Americans have the chance to live in high-opportunity cities where they work."