Patrick McHenry actually said...

This idea that he is complaining about the Congress' inaction is pretty absurd.

I think we need to follow our procedures carefully, follow the law carefully, and if we do that we will build credibility in our work.

I thank the chairman and I would like to yield the balance of my time to the chairman so he can continue his line of questioning from earlie...

That adds to uncertainty. And uncertainty in the financial marketplace means things cost more or are less available.