Jerry Moran

I would say--and I'm not necessarily here advocating for my bankers; I'm here advocating for what I think is important to the economy in putting people to work is banks that can make loans.

It's no longer worth the regulatory cost, the fingerprinting of my employees, to make a loan to somebody who lives in our town.

There are bad consequences--you certainly described one scenario of events, but there's another scenario that will come if we do not respond appropriately, responsibly, to the ever increasing debt.

Americans are looking for leadership in Washington to confront the problems we face today and not to push them on to future generations.

I did want to make certain that you understand the importance of enforcement--strict and strong enforcement--of the Comprehensive Iran Sanctions and Accountability Act.

It's very hard to fight the word 'bureaucracy.' But, if we can have the specific examples of the rules and regulations or the enforcement action that make no sense, we can address those individually.

Our country faces enormous fiscal challenges which, left unchecked, will have a disastrous impact upon the future of our Nation.

I also would welcome you and the administration raising the same kind of concerns in describing the scenario that will occur if we do not get our debt under control.

Out-of-control borrowing and spending has very real consequences upon the everyday lives of Americans.

I thank the gentleman for yielding. So the point is the law as it stands today is, we shut the government down, a million Federal employees don't get paid, our staff doesn't get paid, but we get paid. All the gentleman wants to say is…

So at least today we could put ourselves on record that we are not going to put people out on the street while we continue to get paid, because we get paid from a different authorization, as does the President. Now, this is legislation we…

As we look at where we are in job creation, the recession that we are in, in my view, there are a number of reasons that we are slow to recover, but one of them is the inability for small business to access capital.

I fear that part of the potential demise of our healthcare delivery system will be related to the Government's reimbursement of healthcare providers.

I made my position clear on the Affordable Care Act, and that is known.

I certainly appreciate your comments in regard to the scientific aspect of this.

I hope that can be explored, and perhaps in the conference between the House and the Senate, we can rectify that.

I express gratitude on behalf of all Kansans for what you do.

The draft proposal that you have put forth does not demonstrate the things that you said about the broad scientific evidence.

I am troubled by the long-time assertion that the success of TARP is determined by the return of taxpayer dollars.

The point that I started by suggesting, and I'm sure it's not in contention, is that this is no way to run a government. We have a responsibility on the Appropriations Committee to fund these agencies, to determine our priorities, to…

Another point I would make, though, Senator, is well, is one of the consequences that we have seen in the--through this crisis has been an increasing concentration of lending.

Short of overall GSE reform, what steps could we take today short of that 2-year period that Secretary Geithner mentions that would encourage capital formation, the return of the private sector into the housing market?

I am not one who is willing to postpone this debate.

Thank you both Secretaries, for joining us today.

We need to ensure that the American taxpayer will not be subject to such exposure again.