I want more market forces involved in this.
I think we have a window of opportunity here, but I think that window closes for a whole variety of reasons.
It should be money that comes in on the side of that.
It needs to be means-tested so that we are really only helping those that need the help.
I think that is going to be one of the ways to go forward on affordability.
We have tried with S. 1217 to make sure that their interests are protected.
I think that would be a mistake regardless of which number we pick.
We need to head in a different direction.
In my State, like so many other States, I am worried about the small lender, the community bank out there that is not looking to be regional...
We have got to get that right, or this thing just does not work.
I see the solution to this as being driven by the private sector.