Thank you, Chairman Crapo, for holding this hearing.

Unfortunately, the last 10 years have shown that misconduct, fraudulent investment schemes, and cybersecurity threats aren't unique to the traditional financial system.

Bitcoin, and other cryptocurrencies like it, promised to make payments faster, easier and cheaper, and to eliminate our reliance on risky financial institutions whose failures harmed workers and families during the crisis.

today in the Senate we were faced with two opportunities to side with cancer patients over insurance companies. In our country, almost everybody would say that we ought to side with the cancer patients over the insurance companies, but the…

I announced my decision to vote against Judge Kavanaugh several weeks ago, after meeting with him and after studying his record, because he essentially put his thumb on the scale in support of corporate interests. He has consistently sided…

everyone in this Chamber knows how bad the opioid crisis is. In Ohio, based on the averages, 11 people died yesterday, 11 people will die today, and 11 people will die tomorrow from a drug overdose. We have a long way to go to fight this…

last month, we were reminded again of the important work journalists do in our communities, bringing Ohioans, Oklahomans, people from Kansas, or wherever the information they need in an unfolding crisis. In September, we got one of the…

last week we learned from investigative reporting that a senior political appointee--a political appointee at the Consumer Financial Protection Bureau, Eric Blankenstein, has written hateful, bigoted blog posts. This is a man handpicked…

Ten years ago this week, taxpayers were forced to spend $700 billion to bail out Wall Street and save our economy from collapse.

if we do not fix it this year, it gets harder and harder and harder.

What really struck me at that hearing, what struck me all along, is the pleas of pensioners who are seeing, potentially, their pensions cut 40 to 50 percent or more.

To a lot of Blue Water Navy veterans, it sounds like the VA is standing in the way of our efforts to pass this legislation.

Our laws absolutely should react to that abuse, and your legislation would surely help.

There is something wrong with this picture.

I am arguing, though, that the focus needs to be on the most responsible, committing the most egregious offenses.

I want to keep the pressure on the Blue Water Navy issue because I know that... veterans from Vietnam died while they were being litigated.

Veterans are dying, as Senator Heller said, while we--we are not fiddling while Rome burns.

I know that most of us around this diaz will not let this drop; we will keep the pressure on you.

But I do think that there may be scenarios where that exchange actually is worth it.

There is, as I remind many of my colleagues here, a bit of collective amnesia on this dais and in this Senate.

The new leaders at the Federal Reserve, the OCC, the FDIC, and the CFPB have already made it clear that they are ready to give Wall Street whatever it asks for.

I would argue, respectfully, that the vast majority of the hacks that we see in the financial ecosystem are at the incumbent financial institutions, not the FinTech players.

I think that there may be circumstances where allowing that sort of exchange can actually be beneficial to the consumer.

Eventually, so-called financial innovations led to the biggest economic disaster in almost a century, costing millions of Americans their homes, their jobs, and much of their savings.

This is not a partisan issue for me.