I am concerned, first of all, under all of these programs, that we have not seen lending be realized.

There clearly were incentives on the positive side to induce and help the servicers to do what we would want them to do in loan modifications.

plenty of people, plenty of entities I know, they have the confidence in their business and their business plan to borrow. The only thing is, when you have rates that are almost usurious, it is pretty difficult to borrow.

public disclosure without consequence means nothing.

There has to be some action upon servicers that consistently have this MO.

My patience is quickly dissipating, so I look forward to seeing what we are going to do in that respect.

I believe Afghanistan is a critical issue in our overall foreign policy.

I want to express my alarm with the prospect of a significant buildup of U.S.

The question now is not how to achieve our goals in Afghanistan and Pakistan--we know the answer to that question.

So we will look forward to seeing what the SEC is going to do here, because the first thing you have to do is clean house.

Isn't it something to consider that an effective and objective audit of Madoff would have quickly revealed his scheme?