Robert Menendez actually said...

"Isn't one of the risks here--I have posed this question throughout some time now of these hearings--that if you are too big to fail, haven't we failed already?"

"you have said, Mr. Chairman, that there is, quote, 'not a shred of evidence that financial innovation has improved our economy,' and, in fact, that innovative financial products, quote, 'took us right..."

"So the Volcker Rule alone, if we are concerned about more broad systemic risk outside of even banking institutions, needs to have it be augmented by some of the other proposals."

"if we don't act, we are destined at some point in the future to relive a crisis, and that would be the worst situation perpetuated on the American people."