the new improvised system was not adequate.

What is realistic is to deal with these changes in a way that does expand access, that does expand the opportunity for people to participate in a retirement plan at work.

What is going to happen to all the truck drivers of America when we have self-driving vehicles?

Fully 64 percent of the American people said they were worried about not having enough money for retirement.

You know, we met with a Congressman on the Ways and Means Committee this morning, and we were on a subject related to this. You really see it with our elderly people who do not have options or options are closing in on them.

Overwhelmingly, they say this is their biggest concern--their retirement security, and, overwhelmingly, they want us to act.

Let me just say, you know, I come from a small business family.

We did have a chance to look at what you and the Congressman have offered, and we think that makes a significant contribution to this discussion and debate, and we appreciate that.

What happens is those people, if the children are not able to care for them, they are going into institutions, but where is that being paid for? Overwhelmingly, it is being paid for out of Medicaid accounts.

You know, there are really three places where there are dramatic changes here.

People are smart, and if you just share with them the basic information, a lot of people will make a good decision.