Kent Conrad: “You know, there are really three places where there are dramatic changes here.”

The one thing I know for sure is that what is happening now is not working.

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

Can I just respond quickly, Mr. Chairman, and say when Simpson-Bowles went down, a group of six of us in the Senate, three Democrats, three Republicans, were asked by leadership to see if we couldn't come up with a way forward to adopt the…

Millions of Americans are financially unprepared for their retirement.