What happens is those people, if the children are not able to care for them, they are going into institutions, but where is that being paid for? Overwhelmingly, it is being paid for out of Medicaid accounts.

What we have done is we recommend harmonizing withdrawal rules for 401(k)'s and IRAs.

You know, we did have discussions. One of the things on this commission, because of its makeup and the diversity of views on this commission, and the extraordinary difficulty of coming together on Social Security, which we thought was the…

I sense there is a feeling here that we have got to get some of these things done that are hanging out there.

We have got to deal with these demographic realities.

You know, we met with a Congressman on the Ways and Means Committee this morning, and we were on a subject related to this. You really see it with our elderly people who do not have options or options are closing in on them.

Organize and educate I think are the two keys to getting anything big through Congress.

We did have a chance to look at what you and the Congressman have offered, and we think that makes a significant contribution to this discussion and debate, and we appreciate that.

Let me just say, you know, I come from a small business family.

We all know that Social Security is going to have to be dealt with, or we are going to face by 2034 at the latest--many of us believe it will be earlier than that---an across-the-board 23-percent cut.

I would say to you, as I looked at this, I saw Social Security as the bedrock.