Kent Conrad: “We had literally hundreds of people and groups come before this commission. We listened intently for all sides on how we…”

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.

We ought to reestablish this benefit for survivors and those affected by disability.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.