Kent Conrad: “We have got to deal with these demographic realities.”

Fully 64 percent of the American people said they were worried about not having enough money for retirement.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.

People are smart, and if you just share with them the basic information, a lot of people will make a good decision.

Social Security's financial challenge affects nearly our entire society, and the solutions will require a broad-based approach.