Mike Capuano

Thank you, Mr. Chairman. It is the exact situation for Boston. We have our Chief's Report. It was 2 weeks past the deadline, and I know that we have already spoken. I know that you are more than willing to help us do what we need to do…

Does anybody on the panel think that the United States Government should not respond if Al Qaeda were to set off a chemical device in the United States of America?

I appreciate that. So the answer is, even you believe that there is some role for the Federal Government in natural disasters.

I want to thank the panel for being here today. You are the second-best panel of the day.

God forbid there is a need to use TRIA, but we now have it so that taxpayers will not lose a penny.

To me, TRIA is a necessary item, because without it we will have no construction.

We are going to reauthorize TRIA pretty much as it is.

I have deep concerns that the Qualified Mortgage rule will result in less availability of credit for low- and moderate-income borrowers.

I kind of wish you had been the first panel because the first panel I am sure if you had watched was very thoughtful, very theoretical.

I want to thank the panel for being so patient and for sticking around on this important issue.

I get to vote yes or no.

There has never been a bill I have ever voted for or against that I didn't like or hate something in it.

What is likely to happen is that I will soon, within the next week or two, be asked to vote on this bill yes or no pretty much in the form that it is in now.

I agree. I am no different than anybody else. I want more private capital in as well.

I guess, first of all, some of this stuff that has been talked about, Dodd-Frank, have any of your organizations ever testified in front of Congress to say there was too little regulation?

My average constituents are not interested in that. They just want to know if they can get a mortgage and their kids can.

Would most of my constituents qualify for that?

I can't imagine taking that $1,000 and turning it into $2,000 a month.

I actually found your testimony very interesting and intriguing. I didn't disagree with almost anything anybody said...

We need more rental housing options to keep up with the demand. Yet this proposal does the opposite: reducing liquidity; increasing building costs; and driving up working families' rent.

The PATH Act also will end the bailouts of Fannie and Freddie.

As we have heard before, the focus of this discussion draft is protecting consumers and protecting taxpayers.

But, Mr. Administrator, if you have all the technology in the world, but people refuse to use it or won't use it for any good number of reasons----

I am starting to wonder to myself, especially now with sequester, if we are not going to be able to do...

I would urge you not to scale back your monetary stimulus until it is absolutely clear that the now-fragile recovery will hold.