This provision is meant to prohibit insurers or employers from excluding employees in a group from coverage or charging them higher premiums based on their health status and other related factors that could lead to higher health costs. This does not mean that an entire group cannot be charged more. But it does preclude health plans from singling out individuals in the group for higher premiums or dropping them from coverage altogether.
Nancy Kassebaum: “This provision is meant to prohibit insurers or employers from excluding employees in a group from coverage or charging…”
Editor's note · Context
Discussing provisions to prevent discrimination in health insurance based on health status.
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