William M. Thomas

Community banks, basically when you move from that model of originate to hold to originate to sell, got pushed out of the home mortgage market pretty significantly.

Government housing policies did contribute to the problem. Government tax positions also contributed to the problem.

What scared me was the first regulation coming out of Dodd-Frank was on the rating agencies, and they said they wouldn't do it and you guys blinked.

Yes, Dodd-Frank has become law. But as the Administration begins to move in the direction of regulations, you ought to bring them in and examine it again, because I think many of them overreach.

What can you do with a Commission that is created, and less than a month after it was created, the President offers his solutions and the Congress moves forward with their solutions?

When you are looking for victims and villains rather than essential causes, it is easy to examine the same set of facts and arrive at diametrically different conclusions.

I would say to her, it's OK to come forward, to come forward and to tell the truth in this case. The agony that these young men and their families have been put through, I simply cannot describe to you in words.

I would say to her, it's OK to come forward. To come forward and to tell the truth in this case. The agony that these young men and their families have been put through, I simply cannot describe to you in words.

I want to join my friends and constituents in the community of Taft, California in celebrating Taft's 90th birthday.

Saving taxpayer dollars, cutting costs for the regulated community, and ensuring speedier resolution of cases are all a net gain for the voter and our electoral system.

I believe we have taken an important step towards improving our election process.

These reforms may not make headlines, but they are the most significant legislative changes in the operation of the FEC we have seen in 20 years.

I want to particularly complement the Chairman for the inclusion in this bill of three key and much needed reforms of the Federal Election Commission.

These reforms are the kind of legislation we should see more of from the U.S. House of Representatives.

Virtually everyone agrees these reforms would be good for the House and good for the American public.

My belief is that it would be more than that because Shays-Meehan is not the completion.

The gentleman needs to know that this side was ready and willing to take up the accrued leave, which the gentleman from California intended not just to cover committee Members but personal staff as well, since I was concerned about the…

this is both a substantive discussion and perhaps an illustrative and graphic one of the process that we are operating under. The substance is there is an exciting new technology by which we will be able to recharge satellites' batteries…

If you are going to have to build a road along a ridge, when less than half a mile away was a route that would save the taxpayers an enormous amount of money, then I would prefer desirable, rather than necessary. The counter offer was…

Yes, more than several years ago I testified. I just said, perhaps the gentleman was not on the floor at the time, but I said it became apparent to us when we examined the final iteration of the maps.

Then the counter was 15. But the 15 years then was accompanied by language which made it an absolute necessity or it would not be approved. So it was not just the 15-year addition. It was additional language which limited the options and…

He did not make it here. I was accommodated. I used my time, and then the chairman goes ahead, and this is typical of the way in which you turn things. The chairman goes ahead and then, in inference, accuses me of sandbagging the…

perhaps the chairman of the subcommittee was not on the floor when I indicated to him that this was something that came up when we got to maps that more precisely allowed us to more fully understand where the area was. I wrote a letter to…

I thought he said he wanted to make sure the rules were honored, and here clearly he violates the rules that he wants to use to stop us. That is an example of the kind of duplicity that goes on around here. You cannot have it both ways…