When people ask me what keeps me up at night, it is a dirty bomb at the Port of Los Angeles or Long Beach.

Thank you, Mr. Chairman, Ranking Member, for holding this hearing.

I do believe that our second great recession in 2008 really required Congress to step in and protect the consumer.

I will tell you I represent people in my district who did lose their homes and who lost their jobs and have not recovered yet.

I think we should work together to fix some of those provisions that would help our small lenders.

We know what happened before when there were no regulations, and certainly the banks and the mortgage lenders took advantage of people.

And, of course, we have fully well concluded here that it is not in a state of good repair.

I wholeheartedly and enthusiastically support Vice Admiral Neffenger for this position.

I think the President has selected the right person to lead our Nation's Transportation Security Administration.

His qualifications are exemplary. His knowledge, his character, and his strategic thinking are first rate.

I urge you to confirm his nomination.