Cynthia M. Lummis: “We must modernize our enforcement rules to match the size and complexity of banks with billions of dollars in assets.”

I think that is a really smart idea.

I want to thank you for that.

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

That is really good advice. That is just red tape upon red tape. It hurts the Tribes as much as anybody, perhaps more than anybody, who is dealing with compliance issues.