Cynthia M. Lummis: “I want to thank you for that.”

So you are talking about places that have extraordinary insulation needs because of our cold winters.

Thank you, Mr. Chairman.

The Congress, both under the last Administration and under this one, has embarked on an irresponsible spending spree.

So if your ultimate goal is to provide real consumer protection, shouldn't the SEC withdraw Staff Accounting Bulletin 121 to allow banks to provide custody?