Cynthia M. Lummis: “I think that is a really smart idea.”

Buying a home is a critical part of the American dream. Because of higher prices and higher mortgage rates, this dream is out of reach for an increasing number of Americans.

The Congress, both under the last Administration and under this one, has embarked on an irresponsible spending spree.

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

I think that is a really smart idea.