Cynthia M. Lummis: “I think that is a really smart idea.”

So Mr. Green, would it be advisable to us for us to consider a carveout from Dodd-Frank for smaller-sized mortgages that provide a lesser regulatory burden and therefore a greater financial incentive for financial institutions to lend…

So I think it is important that we talk about how we can get past this and find alternative housing financial products like land contracts and lease-to-own agreements that have fewer hurdles and that do not protect consumers adequately.

That is really good advice. That is just red tape upon red tape. It hurts the Tribes as much as anybody, perhaps more than anybody, who is dealing with compliance issues.

The problems that you are solving with your approaches are extremely important.