I love America. I love what America stands for. I love the Pledge of Allegiance. It means something to me, liberty and justice for all.

Was the CRA the major cause of the crisis?

I know why my opinion exists, because I saw the devastation.

I do not believe any other persons who are antithetical to the position that I approach, I don't believe that any of them occupy their positions with malice aforethought.

I concur with you 1,000 percent; we do have to ascertain what the cause was if we are to truly find a conclusion as to how to resolve the problem.

I think we ought to proceed with a great degree of caution when we say things like, we can live without the Fed, without the FDIC.

I would close by reminding us that we have seen, I am sure many of you, the movie, 'Back to the Future.'

Smart money creates jobs when there is a demand to be met.

I don't think consumers ought to be in a position such that, because they have problems in one place, credit card companies can simply decide, we are going to declare you in default with us because you had a problem someplace else.

We are going to have fewer construction jobs when we eventually get out of this.

Jobs will be among the last things that will return, especially when you have a sharp downturn in the economy.

Dodd-Frank deals with that. If you don't like Dodd-Frank, then you don't like a means by which we deal with 'too-big-to-fail' institutions.

We have passed legislation called the Home for Heroes from this committee; we are honored to have the Housing Subcommittee Chair be of great assistance with this piece of legislation.

These units are of critical importance.

Chairwoman Waters and Chairman Frank have really been a great benefit on these two pieces of legislation.

We also would like to call to your attention that we have passed legislation called the Home for Heroes...

Mr. Chairman, my intelligence indicates to me that more than 900,000 Section 8 units will expire over the next 5 years.

I would like to, if I may, pass on the actual bill to you.

I think we all share the Secretary's desire not only to promote homeownership but also to ensure that Americans have access to affordable rental housing.

I want to speak for the autoworkers. I speak for them because today there seems to be some debate...

In this time of adversity, I see a great opportunity for us to take affirmative action as well as corrective action.

I trust that things will go well. You have a great history. You are a real patriot, and the country is blessed to have you.

Sometimes when all is said and done, more is said than done. We don't want to allow that to happen at a time when there is great need.

if you have her seal of approval, you merit my support.

I think that this is a hearing that is most timely.