Thank you. I appreciate you bringing this amendment. There are a whole lot of opportunities for the people of west Tennessee to benefit from it. We are an area that has been known to have tornados; we have the potential for an earthquake…

I rise in opposition to this amendment. The Acting CHAIR. The gentleman from Tennessee is recognized for 5 minutes.

Mr. Chairman, the amendment is twice as bad as the bill because it decreases by $50 million the threshold, which means more and more regulations would have to go through this cumbersome process and really stifle regulations and rules, and…

Mr. Chairman, I yield back the balance of my time. The Acting CHAIR. The question is on the amendment offered by the gentleman from West Virginia (Mr. McKinley). The amendment was agreed to. The Acting CHAIR. It is now in order to consider…

In what I'm sure is no surprise to the Chairman, I rise in opposition to the amendment. The Acting CHAIR. The gentleman from Tennessee is recognized for 5 minutes.

Once again, this just takes it to another level. It's not just the rules, but then the rules of the rules. Really what this bill is about is a messaging opportunity. We're supposed to be legislating. The reality is that we don't legislate…

So, obviously, I am talking about, you know, averages across the country.

Those provisions are in effect even today and have been since September 2010. Lifetime limits are no longer permitted.

I would just say I do not know why anyone who could get free insurance, free to them, insurance through their parents' policy, would choose instead to go on the marketplace and pay for insurance, even if they get a subsidy.

So I would say in two ways. I think one very important way is that today for anyone who has an illness or has had an illness in the past, it can be difficult or impossible to get health insurance coverage because they either will be…

But beginning in 2014, these will.