the fact of the matter is that with better information provided by staff, the number is around four million under- and unbanked households

The contraction of credit unions and banks, obviously, are happening, and there is a consequence that comes with the regulations.

in Section 1022 of Dodd-Frank, it states plainly that the Bureau, by rule, may conditionally or unconditionally exempt any class or covered persons, service providers, or consumer financial products or services from any provision of this…

the only way that we have been able to recover truly has been through the assistance of both the SBA and FEMA.

Do you have any recommendations for ways to reduce the hurdles or the bureaucracy that is in your agency?

What we heard from that hearing was many of our citizens were very thankful for the responsiveness of both agencies.

the goal of protecting the consumer has been lost in Dodd-Frank, and the CFPB is not making it easier for consumers to have access to credit

the goal of having a watchdog agency that provides the type of protection that we both hope for is not happening as we are watching it unfold today around this country.

The higher the fee, the lower the access.

Dodd-Frank makes it worse for people living in poverty and people living on the threshold of poverty.

as a result of higher fees, you will have more people unbanked

If first-time home buyers have fallen for the third consecutive year, logically the disproportionate impact is on people of color.

the way that we increase the costs to the most vulnerable in our society is to increase the costs in an area where the fees are lower, that the interest rates are lower.

Thank you so much for putting a cap on the interest rate.

Getting rid of predatory practices in the credit card industry, in the mortgage industry, in the lending industry in general allows middle-class families and families of modest means to be successful rather than to be victims of tricks and…

No one is going to mistake me for a fan of Obamacare or the ACA, without any question.

I think of the Independent Payment Advisory Board, what some have referred to as a death panel, and the ability to ration care into the future.

I think it was 97 House Democrats signed a letter with serious concerns about the fiduciary rule.

I think there is an opportunity for us to take a look at the data again, because the data certainly, from my perspective, concludes that the small investor is worse off under the current rule than they would be without the rule.

I would certainly encourage you both to take some time, if you are confirmed, to look deeply into it.

So it just ain't gonna work.

It is important that the administration is forward-thinking in America's energy development planning...

The numbers are going down when the promises are going up.

as we celebrate Black History Month, we remember so many trailblazers. From William Flora's heroism during the American Revolution, to Frederick Douglass and Harriet Tubman, Rosa Parks and Dr. Martin Luther King, the contributions of Black…

Part of our updated guidance that's coming out... includes standardized contract language that we expect will be adopted in all the contracts that agencies use for IT.