The NFIP really should not be considered an insurance program at all.

I am open to finding ways to help current, low-income owners afford flood insurance.

I am hoping that we can find the common ground necessary to avoid a 17th short-term reauthorization.

Finding a consensus on reauthorization will be challenging, and time is tight.

Clearly the NFIP systematically underprices flood insurance, and frustratingly, it is the policies of Congress that are the root cause of this, not FEMA.

I think these property-based subsidies should be phased out over time.

It helps move the discussion to data and science and away from what are local politics, in many cases.

Clearly, NFIP systemically underprices flood insurance.

I think you said this in your opening statement, but is it your view that implementing Risk Rating 2.0 is a step in the right direction?

Let's do no harm. Right now, under existing law, NFIP is moving toward an actuarially sound premium program.

Frustratingly, the policies of Congress--not FEMA--are the root causes of NFIP challenges.

I am hopeful we can find the common ground necessary to avoid a 17th short-term reauthorization.