Patrick Toomey actually said...

"I think that is the basic mentality of Dodd-Frank."

"Failure has to be an option."

"So is it your view that if we repeal Title II, which is the bailout mechanism of Dodd-Frank, and we made the reforms necessary for there to be a credible bankruptcy resolution that would actually be o..."

"I think Dr. Admati has something she would like to add to this."