Any government agency that is purporting to be a data-driven organization should welcome the opportunity to operate in a more transparent manner.

This legislation improves the CFPB's rulemaking process by ensuring that its policy prescriptions are supported by objective and unbiased research.

We should be working to reduce job killing regulations across our economy.

Discrimination on the basis of gender or race is an anathema to American values of equality under the law, and opportunity based on hard work and based on merit.

Congress now has the opportunity to ensure a positive trading environment for these emerging innovators through market structure reform.

Spending investment dollars on compliance can limit R&D and delay R&D so changes like the on-ramp, Congressman Fitzpatrick's legislation, and Congressman Hurt's audit firm rotation bill are important for growing biotechs without product…

This one-size-fits-all approach to regulation is just the type of barrier to economic growth that we need to be tearing down.

For every dollar they must spend on compliance, that is money being taken away from research and development.

I strongly support the Consumer Financial Protection Bureau and think they have been doing an excellent job on behalf of the consumers.

Just because a government agency has good intentions or a benevolent-sounding name doesn't mean Congress should just look the other way while tens of millions of Americans are having their financial history gathered up and stored.

the taxpayers deserve, especially when an agency is given a very unique ability to spend the public's money without congressional approval

I continue to hear concerns that the Qualified Mortgage rule discriminates against small lenders, minimizes consumer choice in lending, restricts access to credit, and makes providing credit much more costly.

With all the misconduct that has been alleged and all of the significant losses that our constituents have suffered as a result of the 2008 mortgage and real estate meltdown, it is true, is it not, that nobody has gone to jail since then?

Can you, as the acting AG in charge, identify any prosecution and subsequent incarceration related directly to the mortgage foreclosure crisis? Is there one?

Do you agree that those lenders did not contribute to or create the mortgage crisis of 2008? We agree on that, correct?

However, we can't allow overregulation to dry up credit for the families trying to participate in the American dream.

We all want business to be successful and for capital to be available in our communities but when it comes to this issue, I mainly want to ensure that responsible, working-class families in my district can still buy their first home.

I hope we can all agree that small community banks did not cause the mortgage crisis of 2008.

by branding a mortgage as 'qualified,' you are essentially saying that all mortgages that don't meet that criteria are 'unqualified.'

I believe that the Home Equity Conversion Mortgage program, when used properly, can be very useful as a tool for our Nation's seniors.

The Orderly Liquidation Authority, or the OLA, provides an alternative to bankruptcy that will most likely arise when a financial institution's failure threatens the broader economy.

How can creditors of Systemically Important Financial Institutions accurately evaluate risk when the FDIC holds so much discretion?

I agree with lifting the ban. I also believe that as the Federal agency which is charged with protecting the markets, facilitating capital formation, and protecting investors, it is important that we look at those investor protection…

I agree with what Mrs. Maloney indicated that during those very difficult economic times this past couple of years, it was community banks that were literally holding the communities together.

The point is to be smart about it and not to stifle economic growth.