Michael Fitzpatrick: “I believe that the Home Equity Conversion Mortgage program, when used properly, can be very useful as a tool for our…”

Transparency and government accountability is what sets the United States of America apart from most other countries in the world.

Government is too big; government is too opaque; and government is increasingly unaccountable to Congress.

How is it the rating agencies get to pick and choose what debt they are going to rate and what debt they are not going to rate, especially when it affects small investors in the United States of America?

I care deeply about the retail investor and the low- and moderate-income investor.