Josh Shapiro

I absolutely respect the Congress's efforts to collect outstanding debts. I just think that more focus needs to be on how those calls are made and doing so in a way that is more transparent.

We need, in law enforcement, to have all of the tools necessary to stop this.

Scammers are only successful if they can pretend to be someone else, right?

I know Senator Casey shares my views on this issue.

Look, we have Do Not Call lists, and often times seniors will say to me and Senator Casey, when we are back in Pennsylvania, 'But they still called.'

I would ask that we give telephone companies the tools to block scammers.

I would respectfully request to this Committee that you carefully look at the effects of permitting debt collectors, working on behalf of the IRS, to make telephonic calls to people whom they are collecting debts.

Having access to barges and storage tanks and pipelines gives the bank additional options to move or store commodities that most energy traders do not pursue.

If the work levels get even halfway back, their problems will go away

It is impossible to come up with a precise figure, and we have tried. Right now we have been estimating somewhere in the neighborhood of 5 percent of all plans have a danger of insolvency.

My personal feeling is that the recent move we have seen to combined contribution plans in the past decades is setting us up for a real problem of an entire generation of completely broke 75-year-olds.

I think it is pretty clear to us at this point that defined benefit plans are posing a problem for employers.

We actually had people come and talk to us from other countries to ask the questions of, how do your plans work?

I definitely don't have the solution at this point, so I can't truly answer your question as it was asked.

The average benefit you are paying to someone who retired in the past year, ... was approximately $1,400 per month.