"when you limit rent increases, when you limit deductions that can be taken from capital investments into upgrading these apartments, you see landlords just they walk away."
"I hope if anything does come forward where Fannie and Freddie would waive those insurance requirements, I would hope you would object to it."
"I think we have a perfect example of how they are harmed when you look at what has been going on in New York City."
"According to the latest statistics, New York has the lowest percentage of homeowners in the nation, under 55 percent."
"I think any sort of waiver of title insurance requirements by the GSEs would be a huge mistake and would end up hurting consumers."
"What we think you are doing here by assessing higher fees on higher-credit borrowers is you are actually contradicting the statutory mandate to advance safety and soundness, and you are putting taxpay..."
"I feel like both the rule that we are talking about today and this possible title insurance rule is going to be the start of maybe another downturn."
"It is now nearly $2,400 just on that interest rate alone."
"This is not the time for it."
"They don't have that extra $30 to $40."
"I will also reject the premise that Biden's policies are not to blame here."