I am concerned, first of all, under all of these programs, that we have not seen lending be realized.

There has to be some action upon servicers that consistently have this MO.

There clearly were incentives on the positive side to induce and help the servicers to do what we would want them to do in loan modifications.

plenty of people, plenty of entities I know, they have the confidence in their business and their business plan to borrow. The only thing is, when you have rates that are almost usurious, it is pretty difficult to borrow.

I believe Afghanistan is a critical issue in our overall foreign policy.

I want to express my alarm with the prospect of a significant buildup of U.S.

The question now is not how to achieve our goals in Afghanistan and Pakistan--we know the answer to that question.

I have the same dismay he has about how the Securities and Exchange Commission worked in this regard.

Do we correct what is wrong with the SEC?

So it was not a denial of information. It was their gross incompetence in even pursuing the information.

So we will look forward to seeing what the SEC is going to do here, because the first thing you have to do is clean house.

Well, I have to tell you, it seems to me that you could not run a company and you cannot conduct a Government service in which you have gross incompetence and those people are allowed to stay at their jobs.