Robert Menendez actually said...

it exposes to me a culture of greed, a culture of cheating, of lying, at least at one large bank, and probably many more.

if you got caught in that period of time in which the traders wanted the higher LIBOR and that was a time in which your adjustment was going...

FIRPTA is an idea whose time has come and gone, and, were it fiscally feasible, should be abandoned in its entirety.

Well, we appreciate your vigilance and look forward to your input.