Are you familiar with the fact that we have canceled a series of visas of persons from the Dominican Republic, as well as officials from the Dominican Republic, because of issues of corruption and narcotrafficking?

We are at the risk of converting ourselves into a narcostate.

Well, that sounds to me like a recipe where we are not going to get to where we need to be anytime soon.

If we do not have a policy that is final, we do not have a policy yet.

I think there are a lot of questions, and so we are going to go through a second round.

And if you felt they did not have the sufficient personnel or wherewithal to pursue it, you would have the ability to order them to do that?

But a baseline does not suggest you cannot do better.

So I file an appeal and now my case is, because it was one of your people who--one of the companies on which you are providing the independent consulting on, and it now goes to someone.

Well, but if they devised the form and that is the form that was sent, would you not say they were pretty much in control of that?

Who is your fiduciary responsibility to?

And you are not concerned that-- your company is not concerned that your vigorous pursuit of what the OCC's mandate here may cause them not to have the favor of JPMorgan in the future as it relates to other non-home ownership issues?