Bob Menendez

If you got caught in that period of time in which the traders wanted the higher LIBOR and that was a time in which your adjustment was going on, you had a detriment to yourself.

Banks like Barclays were trying to profit from the LIBOR manipulation, but that profit came not at, you know--actually, it came at the expense of the public in general.

This is a huge issue, and it again goes to the integrity of our financial system, and the lack of faith, I think, increasingly that the American public and, for that fact, many of us are having in the system.

It exposes to me a culture of greed, a culture of cheating, of lying, at least at one large bank, and probably many more.

Well, I would look forward to the Fed's leadership in this regard and suggestions of how we, in fact, make a system that cannot be manipulated, that has consequences to millions of consumers, investors, pension funds, municipalities…

We are talking about billions in effect, if not trillions in effect.

I thank the chairman. I look forward to continue working with you to oversee the implementation of this and other provisions in this bill and continue to do all we can do to support a robust, well-funded public transportation program.

Chairman Johnson, I completely agree. This language should not be interpreted to encourage or require public-private partnership activities in transit or give any preference to grantees based on the decisions they make on this issue. For…

FIRPTA is an idea whose time has come and gone, and, were it fiscally feasible, should be abandoned in its entirety.

I appreciate the Senator clarifying that point. As he knows, infections caused by gram negative anaerobic bacteria such as Bacteroides and Garnerella have a disproportionate impact on women of color and cause an increased risk of HIV…

Well, we appreciate your vigilance and look forward to your input.

I am very interested in ensuring that the not-so-independent foreclosure review process, as I call it, is fair, comprehensive, and accountable.

I would hope that in your review and analysis, if you would tell us... whether there are still shortcomings that we should pursue.

I am concerned about the pervasive corruption in Russia.

Let me ask you this: Are you going to release the impact of the 2010 changes before you move on to your next set of reforms?

Reforms currently under consideration are fundamentally at odds with the nature of money market funds and the needs of their shareholders.

I do not want to spend my time with you answering Senator Toomey.

I am concerned about the net asset value of fluctuation, and that is one that I think is problematic.

You cannot put this all on the back of the middle class in this country, which in my mind is the core of what upholds our ability in terms of the Federal Government and its resources.

I may not agree with every decision that you made; I do not think anybody ever will in any of these plans.

JPMorgan Chase strongly supports the Basel III capital requirements, and we believe that they will bring additional stability to the financial system.

If it is too risky for your company, what stops it from being in the future too risky where you lose not $2 to $4 billion but $50 billion, create a size that ultimately creates a risk on the bank that takes that bank into the possibility…

I also think that the American people, after making major investments in your bank and other institutions, are entitled to ensure that they do not have to reach into their pocket again.

But did you not specifically say, as part of your 'un-American' comment, that the requirement for banks to hold more money was un-American?

A hedge or not a hedge, that is the real question.